I don't need to be cute, but I've seen nice gardens where the rocks aren't hidden, but rather uncovered to become an integral part of the garden. This means changing the design so the plants can go in where there is actually soil or the rocks are deep enough to have at least 12 inches of soil over the top. Sorry, but unless you live where there is plenty of precipitation, you'll need that much to carry over perennial flowers.
Don't think traditional looking yard, be creative. Nature has given you these rocks, use them.
Still, if that's not possible, can you put a simple retention around the rocks and then bring in plenty of soil and compost to make mounds over the rocks. Another yard I know did that creating a series of 36 inch or higher mounds......base about 12 feet from front to back......and planted the mounds in a series of shrubs, roses, perennial flowers. Looked GREAT! Plus having the beds raised, it was easier to tend. What lawn remained was little more than pathways among the mounds/berms.
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